As we kiss 2015 goodbye, it is important that you remember to take advantage of your insurance benefits before they expire on December 31st. You have dutifully paid your dental insurance premiums all year long and have earned your benefits! Don’t let them get wiped away. Come into Hamby Dental Center before the end of the year for a check-up!
Here are some great reasons why it’s important to visit your dentist before the end of the year:
Yearly Insurance Maximums
Most insurance providers limit annual dental spend to around $1000 per individual per plan. These maximum spends generally renew come January 1st and any unused benefits or money will be forfeited for the following year.
The deductible is the amount of money you pay out of pocket before your benefits become active within your plan. Deductible fees typically vary between insurance providers and when your plan rolls over to the new year, you must start over on your deductible in order to receive your benefits for the new year. To put it succinctly, if you’ve met your deductible for the year and need dental work done or are due for a check up, make an appointment!
Dental Insurance Premiums
If you are paying for your benefits, then obviously you should use them! Many people on dental insurance plans do not utilize the benefits they have within their plans–allowing dental insurance companies to pocket the extra money.
Benefits Could Change in the New Year
It’s important to go ahead and use your dental benefits now, not only because they are typically forfeited in the new year, but because dental plans often change. If your plan offers different benefits next year, you are going to wish you had taken advantage of the ones you used to have too.
Dental Problems Don’t Get Better With Time
It’s best to get the small problems checked out now so that they don’t develop into painful and expensive procedures in the future! Check-ups are the key to long-term dental health, so make sure you use up your benefits no matter what condition your teeth are in–good or bad!
If you still have dental insurance benefits to use, don’t hesitate to make an appointment with our Fuquay-Varina dentist office. Here at Hamby Dental Center, our main priority is your comfort and overall dental health. Schedule an appointment today by calling us at (919) 552-2431 or by filling out our contact form.